Payworld is an initiative from USD 2 Billion Sugal & Damani group of companies. Flagging off its operations in 2006, Payworld has built a formidable presence in India with over 100,000 active retail touch-points across 23 states & 630 disctricts providing access to untouched market segments to the service providers. Payworld, which builds on the business philosophy of �Making Life Simple� offering smart solutions by their intelligent electronic transaction processing platform where a consumer can do transactions by visiting retail touch points by paying cash. These retail points uses Payworld�s application which runs on Desktops , Laptops and Mobile phones using Android, Windows, iOS & Java platforms. Under this platform, Payworld offers a plethora of utility services to its consumers in terms of Domestic Money Remittance, Mobile and DTH recharges, Rail, Air and Bus reservation and Utility Bill collections, Digital Wallets, Cash withdrawal points and Assisted e- commerce. Approx. Over 100 million transactions are done using this platform every year through our 100,000 active retail touch points spread across India . Capitalizing on operational expertise , robust in-house developed technology & implementation and timely introduction of new services made Payworld the only profitable company in its class. Payworld�s 100% subsidiary Smart Paisa , which is a mobile wallet reaching out to non tech savvy smart phone users for penetration to unbanked population through the assisted mode. Smart Paisa is an RBI approved PPI (Pre- Paid Instrument � Digital/ Mobile wallet) issuer which has users doing primarily Domestic Money remittances through the assisted mode. Payworld services assume great significance against the backdrop of greater financial inclusion of the population especially by reaching out to the unbanked population for more and more cashless transactions to make financial inclusion task easier for the government and the users.